Status
Operating at scale
If a RTPS exists
Yes
Vision: PSP interoperability
Yes
Name (Payment)
eKash/ Rwanda National Digital Payment System
URL (Payment)
https://rswitch.co.rw/about-us-2/
Region
Africa
# of participants
2023- 2
AML law
Unknown
Bank participation in network
Yes
Centralised fraud management system?
Unknown
Consumer protection law
Yes
Governor
Central bank/ Financial regulator
Non-bank participation in network
Yes
Notes
eKash is the mobile money interoperability switch, which is one of the several interoperability switches managed by RSwitch. Currently in development, with 2 MMOs as participants. Uncertain if this is intentionally limited to 2 MMOs, given the larger scope of the national digital payment system to be open-loop and interoperable. Domestic IPS in development (SIIPS, 2022) which could be within the RSwitch. Part of regional IPS network (The Common Market for Eastern and Southern Africa- COMESA)
Offline transactions
Unknown
Operator
Banking association
QR-based transactions
Unknown
Reporting forum/ website/ form
Unknown
Rules: data handling rules for PSPs, users
Unknown
Rules: data leak notifications
Unknown
Rules: participation conditions
Unknown
Rules: recourse mechanism
Unknown
Rules: transaction recall
Unknown
Settlement systems
Unknown
Transaction cost
Unknown
Transaction types
P2P
P2M
Value (Year-USD)
Unknown
Volume (Year- Volume)
Unknown